1012 Pearl Street, St. Joseph, MI 49085

New Listing
$659,900
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 2,428 Lot Size (sq. ft.): 10,324 Status: Active
Current Price: $659,900 List Date: 8/05/2026 Last Modified: 8/05/2026

Overview

Description

There's a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That's what living here feels like. This five bedroom home was made for a life that's full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend. A main floor bedroom gives you options nobody wants to admit they need yet, guests who'd rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that's entirely its own. Out back, the real magic happens. A finished bar with water, electric, and heat means this isn't a seasonal setup, it's ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you've got a

Supplements: location that does most of the selling itself.

Listing Details MLS# 26040508

Location Property Info

County
Berrien
Street #
1012
Street Name
Pearl
Suffix
Street
State
MI
Zip Code
49085
Zip (4)
1386

General Property Info

New Construction
No
Lot Measurement
Acres
Lot Acres
0.24
Lot Square Footage
10324
Lot Dimensions
40 x 265
Year Built
1912
Road Frontage
40
Garage Y/N
Yes
Garage Spaces
Yes
Fireplace
Yes
Total Fireplaces
Yes
Income Property
No
Total Rooms AG
11
Total Fin SqFt All Levels
3266
SqFt Above Grade
2428
Below Grade Finished SqFt
838
Below Grade Unfinished SqFt
280
Building Total SqFt
1118
Total Beds Above Grade
5
Total Bedrooms
5
Full Baths
4
Total Baths
4
Main Level Primary
No
Stories
2
School District
St. Joseph
# of Outbuildings
2
Association YN
No
Waterfront
No
Body of Water
Lake Michigan
Statewide Lakes & Rivers
Lake Michigan
Basement
Yes

Tax Info

Tax ID #
11-76-3160-0031-00-8
Taxable Value
215800
SEV
265000
For Tax Year
2025
Seller's Annual Property Tax
9757
Tax Year
2025
Homestead %
100
Spec Assessment & Type
None Known

Remarks Misc

Directions
Langley or Main St. to Pearl St., just East of Wayne St.

Waterfront Options

Water Access Y/N
Yes
Water Frontage
0

More Information

Access Feat

Accessibility Features
Yes

Upper Rooms

Upper Bedrooms
4
Upper Full Baths
2
Upper Level Square Feet
1118
Total Baths Above Grade
3

Main Rooms

Main Bedrooms
Yes
Main Full Baths
Yes
Main Level SQFT
1310

Basement Rooms

Basement Full Baths
Yes
Basement Finished SQFT
838
Total Basement SQFT
1118

Outbuilding 1

Outbuilding Description
Other
Outbuilding 1 Dimensions
16x20
Outbuilding 1 SqFt
320
Outbuilding 1 Door Height
7
Outbuilding 1 Electric
Yes
Outbuilding 1 Water
Yes
Outbuilding 1 Heated
Yes
Outbuilding 1 Insulated
Yes

Outbuilding 2

Outbuilding Description
Storage Shed
Outbuilding 2 Dimensions
10x12
Outbuilding 2 SqFt
120

Location & Property Info

Cross Streets
Wayne and Olive
Property Sub-Type
Single Family Residence
Municipality
St. Joseph City
Subdivision
Hoyts Add To City Of St Joseph

Office/Contract Info

Auction or For Sale
For Sale
List Price/SqFt
271.79
Ownership Type
Private Owned

Remarks & Misc

Public Remarks
There's a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That's what living here feels like. This five bedroom home was made for a life that's full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend. A main floor bedroom gives you options nobody wants to admit they need yet, guests who'd rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that's entirely its own. Out back, the real magic happens. A finished bar with water, electric, and heat means this isn't a seasonal setup, it's ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you've got a
Legal
COM 30' S58DEG45'E OF NWLY COR LOT 1 BLK 22 HOYT'S ADD TO CITY OF ST JOSEPH TH S31 DEG15'W 264' TH N58DEG45'W 40' TH N31DEG15'E 264' TH S58DEG45'E 40' TO BEG BEING THE WLY 30'OF LOTS 1 2 3 & 4 BLK 22 & THE E 10'OF VACATED ALLEY LYING WLY OF SD LOTS

Water Type

Lake
Yes
River
Yes

Water Fea. Amenities

Public Access 1 Mile or Less
Yes

Lot Description

Sidewalk
Yes

Other Structures

Other
Yes

Street Type

Paved
Yes
Public
Yes

Util Avail at Street

Cable Available
Yes
Electricity Available
Yes
High Speed Internet
Yes
Natural Gas Available
Yes

Utilities Attached

Cable Connected
Yes
High Speed Internet
Yes
Natural Gas Connected
Yes

Sewer

Public Sewer
Yes

Water

Public
Yes

Terms Available

Cash
Yes
Conventional
Yes

Mineral Rights

Unknown
Yes

Laundry Features

In Basement
Yes
Laundry Chute
Yes

Exterior Material

Stucco
Yes
Vinyl Siding
Yes

Roofing

Composition
Yes
Shingle
Yes

Parking Features

Detached
Yes
Garage Door Opener
Yes

Heat Source

Electric
Yes
Natural Gas
Yes

Sale Conditions

None
Yes

Heat Type

Baseboard
Yes
Forced Air
Yes
Radiant
Yes

Air Conditioning

Central Air
Yes

Accessibility Feat

36' or + Hallway
Yes
Low Threshold Shower
Yes

Lower Rooms

Lower Finished SQFT
0
Total Lower SQFT
0

Driveway

Concrete
Yes

Substructure

Daylight
Yes
Full
Yes

Windows

Replacement
Yes
Screens
Yes

Kitchen Features

Mud Room Access
Yes

Fireplace

Family Room
Yes
Gas Log
Yes
Living Room
Yes

Additional Items

Ceiling Fan(s)
Yes
Garage Door Opener
Yes
Humidifier
Yes
Wet Bar
Yes

Appliances

Built-In Gas Oven
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Water Heater

Electric
Yes

Exterior Features

Balcony
Yes
Play Equipment
Yes

Fencing

Fenced Back
Yes
Front Yard
Yes

Patio and Porch Features

Patio
Yes
Porch(es)
Yes
Covered
Yes
Deck
Yes
Enclosed
Yes
Screened
Yes

Flooring

Carpet
Yes
Ceramic Tile
Yes
Stone
Yes
Tile
Yes
Wood
Yes

Security Features

Smoke Detector(s)
Yes

Landscape

Garden Area
Yes
Ground Cover
Yes
Terraced Yard
Yes
Underground Sprinkler
Yes

Outbuilding Floor Type 1

Outbuilding 1 Floor Type - Concrete
Yes

Outbuilding Floor Type 2

Outbuilding 2 Floor Type - Wood
Yes

Architectural Style

Traditional
Yes

Possession

Close Of Escrow
Yes

Property Features

Water Type: Lake; River Accessibility Feat: 36' or + Hallway; Low Threshold Shower Laundry Features: In Basement; Laundry Chute Exterior Material: Stucco; Vinyl Siding Roofing: Composition; Shingle Windows: Replacement; Screens Substructure: Daylight; Full Lot Description: Sidewalk Sewer: Public Sewer Water: Public Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available Kitchen Features: Mud Room Access Fireplace: Family Room; Gas Log; Living Room Additional Items: Ceiling Fan(s); Garage Door Opener; Humidifier; Wet Bar Appliances: Built-In Gas Oven; Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Washer Heat Source: Electric; Natural Gas Heat Type: Baseboard; Forced Air; Radiant Air Conditioning: Central Air Water Heater: Electric Exterior Features: Balcony; Play Equipment Fencing: Fenced Back; Front Yard Flooring: Carpet; Ceramic Tile; Stone; Tile; Wood Patio and Porch Features: Covered; Deck; Enclosed; Patio; Porch(es); Screened Security Features: Smoke Detector(s) Landscape: Garden Area; Ground Cover; Terraced Yard; Underground Sprinkler Other Structures: Other Outbuilding 1: Outbuilding 1 Electric; Outbuilding 1 Water; Outbuilding 1 Heated; Outbuilding 1 Insulated Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Concrete Outbuilding Floor Type 2: Outbuilding 2 Floor Type - Wood Parking Features: Detached; Garage Door Opener Architectural Style: Traditional Driveway: Concrete Street Type: Paved; Public Mineral Rights: Unknown Terms Available: Cash; Conventional Possession: Close Of Escrow Sale Conditions: None

Room Information

Room NameLengthWidthLevelRemarks
Primary BedroomUpperWall of windows overlooking backyard.
Primary BathroomUpperClawfoot tub and low barrier shower
Bathroom 2Upper
Bedroom 2Upper
Bedroom 3Upper
Bedroom 4UpperAlso can be used as office with private covered deck
Bedroom 5Mainaccess to shared full bathroom
LaundryUppertwo laundry rooms. wash basin in upper
LaundryBasementsecond laundry in basement full bathroom
Exercise RoomBasementdoubles as storage room
RecreationBasementbar and projector with 120' screen
KitchenMain
Dining RoomMain
OtherMainbreakfast/coffee room overlooking backyard
Living RoomMain
Other20.0016.00MainBar bebehind garage, 16x20, heated
OtherMainheated/cooled four season room at front entry

Documents

IDX
Listing Office: Epique Realty
Listing Agent: Cathy Ficks-Blasy
Source MLS Verified
Last Updated: August - 05 - 2026
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.