Property Type:
Residential
Bedrooms:
4
Baths:
2
Square Footage:
1,306
Lot Size (sq. ft.):
16,858
Status:
Active
Current Price:
$365,000
List Date:
7/18/2026
Last Modified:
7/18/2026
1095 Howard Street, Otsego, MI 49078
New Listing
$365,000
Overview
Description
Supplements:
Listing Details MLS# 26036991
Location Property Info
- County
- Allegan
- Street #
- 1095
- Street Name
- Howard
- Suffix
- Street
- State
- MI
- Zip Code
- 49078
- Zip (4)
- 1555
General Property Info
- New Construction
- No
- Lot Measurement
- Acres
- Lot Acres
- 0.39
- Lot Square Footage
- 16858
- Lot Dimensions
- 99x170
- Year Built
- 1973
- Road Frontage
- 99
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Fireplace
- Yes
- Total Fireplaces
- Yes
- Income Property
- No
- Total Rooms AG
- 8
- Total Fin SqFt All Levels
- 2256
- SqFt Above Grade
- 1306
- Below Grade Finished SqFt
- 950
- Below Grade Unfinished SqFt
- 356
- Building Total SqFt
- 2612
- Total Beds Above Grade
- 3
- Total Bedrooms
- 4
- Full Baths
- 2
- Total Baths
- 2
- Main Level Primary
- Yes
- Stories
- Yes
- School District
- Otsego
- Association YN
- No
- Waterfront
- No
- Basement
- Yes
Tax Info
- Tax ID #
- 17-461-050-00
- Taxable Value
- 105471
- SEV
- 105800
- For Tax Year
- 2025
- Seller's Annual Property Tax
- 3613.13
- Tax Year
- 2025
- Homestead %
- 100
- Spec Assessment & Type
- None
Remarks Misc
- Directions
- US 131 to Otsego Exit, west to Eley St, (by Dollar General) south then slight left and east to Ruby, south to Howard St, west to home.
Access Feat
- Accessibility Features
- No
More Information
Upper Rooms
- Total Baths Above Grade
- 2
Main Rooms
- Main Bedrooms
- 3
- Main Full Baths
- 2
- Main Level SQFT
- 1306
Manufactured
- Manufactured Y/N
- No
Location & Property Info
- Cross Streets
- Ruby and Dix
- Property Sub-Type
- Single Family Residence
- Municipality
- Otsego Twp
Office/Contract Info
- Auction or For Sale
- For Sale
- List Price/SqFt
- 279.48
Remarks & Misc
- Public Remarks
- Welcome to 1095 Howard Street this beautifully maintained 4-bedroom, 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home, while multiple bonus rooms provide endless possibilities for a home office, gym, playroom, or hobby space. The walkout lower level adds valuable living and entertaining space with easy access to the large fenced in backyard. Enjoy peace of mind with numerous recent improvements within the last 3 years, including a Reverse Osmosis System, 96.7% AFUE Gas Furnace, Honeywell Wi-Fi Thermostat, April Air 16SEER AC System, chimney liner, water heater, retaining wall with new drainage, gutters with leaf screens w/ downspouts, 2" thick steel insulated garage door, kitchen aid dishwasher (2024), the fully remodeled kitchen includes new base floor and insulation. With thoughtful updates throughout the entire house and room to fit a variety of lifestyles, this move-in-ready home is one you won't want to miss!
- Legal
- LOT 50 RIDGE BROOK SUBDIVISION NO. 1 SEC 26 T1N R12W.
Street Type
- Public
- Yes
Utilities Attached
- Cable Connected
- Yes
- Natural Gas Connected
- Yes
Sewer
- Septic Tank
- Yes
Water
- Well
- Yes
Terms Available
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- MSHDA
- Yes
- VA Loan
- Yes
Laundry Features
- In Bathroom
- Yes
- Main Level
- Yes
Exterior Material
- Brick
- Yes
- Vinyl Siding
- Yes
Parking Features
- Attached
- Yes
Heat Source
- Natural Gas
- Yes
Sale Conditions
- None
- Yes
Heat Type
- Forced Air
- Yes
Air Conditioning
- Central Air
- Yes
Lower Rooms
- Lower Bedrooms
- Yes
- Lower Finished SQFT
- 950
- Total Lower SQFT
- 1306
Basement Rooms
- Basement Finished SQFT
- 0
- Total Basement SQFT
- 0
Driveway
- Concrete
- Yes
Substructure
- Walk-Out Access
- Yes
Kitchen Features
- Eating Area
- Yes
Fireplace
- Family Room
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Oven
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Reverse Osmosis Water System
- Yes
- Washer
- Yes
- Water Filtration System Owned
- Yes
- Water Softener Owned
- Yes
Water Heater
- Natural Gas
- Yes
Fencing
- Fenced Back
- Yes
Patio and Porch Features
- Covered
- Yes
- Deck
- Yes
Landscape
- Garden Area
- Yes
Architectural Style
- Ranch
- Yes
Possession
- Negotiable
- Yes
- See Remarks
- Yes
Property Features
Laundry Features:
In Bathroom; Main Level
Exterior Material:
Brick; Vinyl Siding
Substructure:
Walk-Out Access
Sewer:
Septic Tank
Water:
Well
Utilities Attached:
Cable Connected; Natural Gas Connected
Kitchen Features:
Eating Area
Fireplace:
Family Room
Appliances:
Dishwasher; Dryer; Oven; Range; Refrigerator; Reverse Osmosis Water System; Washer; Water Filtration System Owned; Water Softener Owned
Heat Source:
Natural Gas
Heat Type:
Forced Air
Air Conditioning:
Central Air
Water Heater:
Natural Gas
Fencing:
Fenced Back
Patio and Porch Features:
Covered; Deck
Landscape:
Garden Area
Parking Features:
Attached
Architectural Style:
Ranch
Driveway:
Concrete
Street Type:
Public
Terms Available:
Cash; Conventional; FHA; MSHDA; VA Loan
Possession:
Negotiable; See Remarks
Sale Conditions:
None
Listing Office:
Jaqua, REALTORS
Listing Agent:
Katelyn M Steele
Last Updated: July - 18 - 2026
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
