126 Mariners Cove, St. Joseph, MI 49085

New Listing
$1,100,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,121 Status: Active
Current Price: $1,100,000 List Date: 2/20/2026 Last Modified: 2/20/2026

Description

Welcome to your coastal retreat in the heart of Harbor Shores. Newly constructed in 2024, this end-unit condominium offers a rare combination of luxury, waterfront lifestyle, and refined design in one of Southwest Michigan's most sought-after communities. Rare within Harbor Shores, this residence offers water views on three sides, capturing peaceful sunrises and vibrant evening skies from multiple private decks overlooking the St. Joseph and Paw Paw Rivers. Ideally located near the Jack Nicklaus-designed golf course, waterfront dining, scenic walking trails, and direct river access for kayaking and fishing, the property provides a connected outdoor lifestyle. This residence is one of only seven within Harbor Shores that feature a private rooftop terrace spanning the entire roof level, designed for exceptional entertaining with panoramic water views. The terrace includes a full outdoor kitchen with a grill, burner, sink, and two refrigerators, along with multiple seating areas.

Supplements: Custom sculpted glass art enhances the setting and remains with the home. Inside, the open-concept layout features high ceilings, abundant natural light, and elevated finishes throughout. The kitchen features top-of-the-line built-in appliances and a wine refrigerator. Fully automated blinds are installed on every window. The home reflects a level of finish not typically found in standard new construction. The luxurious primary suite offers a serene retreat, complemented by two additional bedrooms and beautifully appointed baths that reflect quality craftsmanship and modern elegance. The versatile ground-level living space provides flexibility for a home gym, media room, or additional recreation area. Additional highlights include close proximity to the only floating docks in St. Joseph! A 35-foot boat slip is available for separate purchase. The property is located in one of the few areas in the city that allows short-term rentals, offering added flexibility for personal use or investment.

More Information MLS# 26006243

Location & Property Info

Cross Streets: Mariners and Waters Edge Property Sub-Type: Condominium Municipality: St. Joseph City Subdivision: Harbor Village

Office/Contract Info

Auction or For Sale: For Sale List Price/SqFt: 518.62 Ownership Type: Private Owned

General Property Info

New Construction: No Road Frontage: 0 Garage Y/N: Yes Garage Spaces: 2 Fireplace: No Waterfront: No Body of Water: Saint Joseph River Income Property: No Basement: No Condo Proj Name: Harbor Shores Total Rooms AG: 8 Total Fin SqFt All Levels: 2121 SqFt Above Grade: 2121 Below Grade Finished SqFt: 0 Below Grade Unfinished SqFt: 335 Building Total SqFt: 2116 Total Beds Above Grade: 3 Statewide Lakes & Rivers: Saint Joseph River Main Level Primary: No Stories: 3 School District: St. Joseph Pets Y/N: Yes Association YN: Yes Lot Measurement: Square Feet Year Built: 2022 Total Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Baths: 3

Tax Info

Taxable Value: 241000 SEV: 241000 For Tax Year: 2024 Seller's Annual Property Tax: 13871 Tax Year: 2024 Homestead %: 100 Spec Assessment & Type: none known Tax ID #: 11-54-9425-2983-34-0

Remarks & Misc

Public Remarks: Welcome to your coastal retreat in the heart of Harbor Shores. Newly constructed in 2024, this end-unit condominium offers a rare combination of luxury, waterfront lifestyle, and refined design in one of Southwest Michigan's most sought-after communities. Rare within Harbor Shores, this residence offers water views on three sides, capturing peaceful sunrises and vibrant evening skies from multiple private decks overlooking the St. Joseph and Paw Paw Rivers. Ideally located near the Jack Nicklaus-designed golf course, waterfront dining, scenic walking trails, and direct river access for kayaking and fishing, the property provides a connected outdoor lifestyle. This residence is one of only seven within Harbor Shores that feature a private rooftop terrace spanning the entire roof level, designed for exceptional entertaining with panoramic water views. The terrace includes a full outdoor kitchen with a grill, burner, sink, and two refrigerators, along with multiple seating areas. Legal: CONDO AMENDED ON 10/8/2021 FROM 54-9425-2983-98-0, 76-2983-0098-00-0; UNIT 34 HARBOR VILLAGE AT HARBOR SHORES TOWNHOMES CONDOMINIUM LIBER 0301 PAGE 0250 CONDITIONAL TRANSFER OF PROPERTY PURSUANT TO ACT 425 PF 1984 BETWEEN THE CITIES OF ST. JOSEPH AND BENTON HARBOR SEE 11-76-2983-0001-00-0 THRU 76-2983-0034-00-0

Waterfront Options

Water Access Y/N: Yes

Water Type

River: 1

Water Fea. Amenities

Public Access 1 Mile or Less: 1 View: 1

Lot Description

Adj. to Public Land: 1 Sidewalk: 1 Site Condo: 1

Street Type

Paved: 1 Private: 1

Sewer

Public Sewer: 1

Water

Public: 1

Terms Available

Cash: 1 Conventional: 1

Mineral Rights

Unknown: 1

Association Info.

Approx. Assoc Fee: 370 Assoc. Buy in Fee: .75% Assoc. Fee Payable: Monthly Association Phone: 269.932.0216

Laundry Features

Laundry Room: 1

Assoc. Amenities

Clubhouse: 1 Pool: 1 Other: 1

Exterior Material

HardiPlank Type: 1

Assoc. Fee Incl.

Lawn/Yard Care: 1 Snow Removal: 1

Parking Features

Attached: 1

Heat Source

Natural Gas: 1

Sale Conditions

None: 1

Heat Type

Forced Air: 1

Air Conditioning

Central Air: 1

Access Feat

Accessibility Features: No

Upper Rooms

Upper Bedrooms: 3 Upper Full Baths: 2 Upper Half Baths: 1 Upper Level Square Feet: 1727 Total Baths Above Grade: 3

Main Rooms

Main Level SQFT: 389

Lower Rooms

Lower Finished SQFT: 0 Total Lower SQFT: 0

Driveway

Concrete: 1

Substructure

Crawl Space: 1

Windows

Insulated Windows: 1 Screens: 1

Kitchen Features

Center Island: 1

Additional Items

Ensuite: 1

Appliances

Bar Fridge: 1 Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven: 1 Refrigerator: 1 Washer: 1

Exterior Features

Balcony: 1

Patio and Porch Features

Patio: 1 Deck: 1

Landscape

Shrubs/Hedges: 1 Underground Sprinkler: 1

Architectural Style

Other: 1

Location Property Info

County: Berrien Street #: 126 Street Name: Mariners Suffix: Cove State: MI Zip Code: 49085 Zip (4): 1580

OfficeContract Info

Status: Active List Price: $1,100,000 Current Price: $1,100,000 Listing Date: 2026-02-19

Remarks Misc

Directions: Whitwam Drive to Cavelier to Harbor Drive to condo

Property Features

Water Type: River Laundry Features: Laundry Room Exterior Material: HardiPlank Type Windows: Insulated Windows; Screens Substructure: Crawl Space Lot Description: Adj. to Public Land; Sidewalk; Site Condo Sewer: Public Sewer Water: Public Kitchen Features: Center Island Additional Items: Ensuite Appliances: Bar Fridge; Cooktop; Dishwasher; Disposal; Dryer; Microwave; Oven; Refrigerator; Washer Heat Source: Natural Gas Heat Type: Forced Air Air Conditioning: Central Air Exterior Features: Balcony Patio and Porch Features: Deck; Patio Landscape: Shrubs/Hedges; Underground Sprinkler Parking Features: Attached Architectural Style: Other Driveway: Concrete Street Type: Paved; Private Mineral Rights: Unknown Terms Available: Cash; Conventional Sale Conditions: None
Listing Office: @properties Christie's International R.E.
Listing Agent: Anne Gain
IDX
Last Updated: February - 20 - 2026
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