Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,644
Lot Size (sq. ft.):
27,443
Status:
Active
Current Price:
$424,900
List Date:
1/11/2026
Last Modified:
2/11/2026
19975 Merritt Avenue, Chippewa Lake, MI 49320
$424,900
Description
Must see, exceptional waterfront property located on one of the largest lots on Chippewa Lake. This ultraclean 3 bedroom, 2 bath home offers expansive lake frontage, stunning vistas, and year round enjoyment in a peaceful setting.
The 1644 sq ft of living space features a true cottage feel with all the amenities of home. Use the fireplace when the season's chill sneaks into the air. Or read a book in your bright four season room overlooking the water. This home is perfect for relaxing, entertaining, or taking in the breathtaking sunsets. Recent upgrades include a new roof, new A/C, and new furnace, providing added comfort and long term peace of mind (many more updates.) The waterfront lot offers ample outdoor space for recreation, gatherings, and its own dock for direct access to the lake for boating, fishing, and swimming. Inside, the home provides comfortable living areas, nice proportioned bedrooms, and excellent natural light throughout.
Supplements: Chippewa Lake is the largest lake in Mecosta County, giving you 790 acres of boating adventure and fun!
More Information MLS# 26001231
Location & Property Info
Cross Streets: 4th St and Merritt Ave
Property Sub-Type: Single Family Residence
Area: West Central - W
Municipality: Chippewa Twp
Subdivision: Griswold Plat
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 258.45
General Property Info
New Construction: No
Lot Dimensions: 174x121x209x70x88
Road Frontage: 121.5
Garage Y/N: Yes
Garage Spaces: 3
Fireplace: Yes
Total Fireplaces: 1
Waterfront: Yes
Body of Water: Chippewa Lake
Income Property: No
Basement: No
Total Rooms AG: 7
Total Fin SqFt All Levels: 1644
SqFt Above Grade: 1644
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 1644
Total Beds Above Grade: 3
Statewide Lakes & Rivers: Chippewa Lake
Main Level Primary: No
Stories: 2
School District: Chippewa Hills
# of Outbuildings: 3
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.44
Lot Square Footage: 27443
Year Built: 1960
Total Bedrooms: 3
Full Baths: 1
Half Baths: 1
Total Baths: 2
Tax Info
Taxable Value: 190100
SEV: 190100
For Tax Year: 2023
Seller's Annual Property Tax: 4486.93
Tax Year: 2023
Homestead %: 0
Spec Assessment & Type: n/a
Tax ID #: 5403-057-020-000
Remarks & Misc
Public Remarks: Must see, exceptional waterfront property located on one of the largest lots on Chippewa Lake. This ultraclean 3 bedroom, 2 bath home offers expansive lake frontage, stunning vistas, and year round enjoyment in a peaceful setting.
The 1644 sq ft of living space features a true cottage feel with all the amenities of home. Use the fireplace when the season's chill sneaks into the air. Or read a book in your bright four season room overlooking the water. This home is perfect for relaxing, entertaining, or taking in the breathtaking sunsets. Recent upgrades include a new roof, new A/C, and new furnace, providing added comfort and long term peace of mind (many more updates.) The waterfront lot offers ample outdoor space for recreation, gatherings, and its own dock for direct access to the lake for boating, fishing, and swimming. Inside, the home provides comfortable living areas, nice proportioned bedrooms, and excellent natural light throughout.
Legal: SEC 20&29 T16N R08W LOT 20, 21 GRISWOLD PLAT
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 154
Water Type
Lake: 1
Water Fea. Amenities
All Sports: 1
Dock: 1
Private Frontage: 1
Public Access 1 Mile or Less: 1
View: 1
Lot Description
Level: 1
Rolling Hills: 1
Wooded: 1
Other Structures
Other: 1
Street Type
Private: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
Natural Gas Available: 1
Phone Available: 1
Utilities Attached
Cable Connected: 1
Natural Gas Connected: 1
Phone Connected: 1
Sewer
Public Sewer: 1
Water
Private Water: 1
Well: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
Rural Development: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Association Info.
Assoc. Buy in Fee: 0
Association Phone: 231.867.3777
Laundry Features
Gas Dryer Hookup: 1
In Bathroom: 1
Main Level: 1
Exterior Material
Aluminum Siding: 1
Vinyl Siding: 1
Assoc. Fee Incl.
Snow Removal: 1
Other: 1
Roofing
Asphalt: 1
Shingle: 1
Parking Features
Detached: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Half Baths: 1
Upper Level Square Feet: 504
Total Baths Above Grade: 2
Main Rooms
Main Full Baths: 1
Main Level SQFT: 1140
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Driveway
Gravel: 1
Substructure
Crawl Space: 1
Slab: 1
Windows
Screens: 1
Fireplace
Living Room: 1
Wood Burning: 1
Additional Items
Sump Pump: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Softener Owned: 1
Exterior Features
3 Season Room: 1
Patio and Porch Features
Patio: 1
Flooring
Tile: 1
Wood: 1
Landscape
Flower Garden: 1
Garden Area: 1
Outbuilding 1
Outbuilding Description: Other
Outbuilding 1 Dimensions: 1 stall garage/shed
Outbuilding Floor Type 1
Outbuilding 1 Floor Type - Concrete: 1
Outbuilding 2
Outbuilding Description: Other
Outbuilding 2 Dimensions: 2 stall main garage
Architectural Style
Cabin: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Mecosta
Street #: 19975
Street Name: Merritt
Suffix: Avenue
State: MI
Zip Code: 49320
Zip (4): 5148
OfficeContract Info
Status: Active
List Price: $424,900
Current Price: $424,900
Listing Date: 2026-01-11
Remarks Misc
Directions: From Big Rapids: Maple St then right onto S. 3rd Ave, then left onto Colburn Ave (16 Mile Road), then left onto Fourth St, the left onto Merritt Ave. House is on the left.
Property Features
Water Type: Lake
Laundry Features: Gas Dryer Hookup; In Bathroom; Main Level
Exterior Material: Aluminum Siding; Vinyl Siding
Roofing: Asphalt; Shingle
Windows: Screens
Substructure: Crawl Space; Slab
Lot Description: Level; Rolling Hills; Wooded
Sewer: Public Sewer
Water: Private Water; Well
Utilities Attached: Cable Connected; Natural Gas Connected; Phone Connected
Util Avail at Street: Cable Available; Electricity Available; Natural Gas Available; Phone Available
Fireplace: Living Room; Wood Burning
Additional Items: Sump Pump
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer; Water Softener Owned
Heat Source: Natural Gas
Heat Type: Forced Air
Exterior Features: 3 Season Room
Flooring: Tile; Wood
Patio and Porch Features: Patio
Landscape: Flower Garden; Garden Area
Other Structures: Other
Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Concrete
Parking Features: Detached
Architectural Style: Cabin
Driveway: Gravel
Street Type: Private
Mineral Rights: Unknown
Terms Available: Cash; Conventional; FHA; Rural Development; VA Loan
Possession: Close Of Escrow
Sale Conditions: None
Room Information
Kitchen
Level: Main
Dining Area
Level: Main
Living Room
Level: Main
Laundry
Level: Main
Bathroom 1
Level: Main
Bathroom 2
Level: Upper
Primary Bedroom
Level: Upper
Bedroom 2
Level: Upper
Bedroom 3
Level: Upper
Other
Level: Main
Remarks: Sun Porch/3 season room
Listing Office:
Century 21 White House Realty
Listing Agent:
Christopher Stirn
Last Updated: February - 11 - 2026
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