240 Water Street 1A, St. Joseph, MI 49085

$695,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,100 Status: Active
Current Price: $695,000 List Date: 2/03/2026 Last Modified: 3/22/2026

Overview

Description

Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas.Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener.

Supplements: Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle.Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.

Listing Details MLS# 26003855

Location Property Info

County
Berrien
Street #
240
Street Name
Water
Suffix
Street
State
MI
Zip Code
49085
Zip (4)
1175

General Property Info

New Construction
No
Lot Measurement
Acres
Lot Dimensions
n/a
Year Built
1988
Road Frontage
Yes
Garage Y/N
Yes
Garage Spaces
Yes
Fireplace
No
Income Property
No
Total Rooms AG
7
Total Fin SqFt All Levels
2100
SqFt Above Grade
2100
Total Beds Above Grade
2
Total Bedrooms
2
Full Baths
2
Half Baths
Yes
Total Baths
3
Main Level Primary
No
Stories
2
School District
St. Joseph
Entry Type
Gated
Association YN
Yes
Waterfront
Yes
Body of Water
Saint Joseph River
Statewide Lakes & Rivers
Saint Joseph River
Basement
No
Below Grade Finished SqFt
0
Below Grade Unfinished SqFt
0
Building Total SqFt
0

Tax Info

Tax ID #
11-76-8500-0003-00-3
Taxable Value
384500
SEV
384500
For Tax Year
2025
Seller's Annual Property Tax
13158
Tax Year
2024
Homestead %
100
Spec Assessment & Type
NKATOL

Remarks Misc

Directions
Water St to Broad St to Lake St gate

Waterfront Options

Water Access Y/N
Yes
Water Frontage
24

More Information

Access Feat

Accessibility Features
No

Upper Rooms

Upper Bedrooms
2
Upper Full Baths
2
Upper Level Square Feet
1000
Total Baths Above Grade
3

Main Rooms

Main Half Baths
Yes
Main Level SQFT
1100

Location & Property Info

Unit #
1A
Cross Streets
Broad St
Property Sub-Type
Condominium
Municipality
St. Joseph City
Subdivision
Waterfront Condos

Office/Contract Info

Auction or For Sale
For Sale
List Price/SqFt
330.95
Ownership Type
Private Owned

Remarks & Misc

Public Remarks
Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas.Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener.
Legal
UNIT 3 THE WATERFRONT BLDG NO 1 LIBER 36 PAGE 1

Water Type

Channel
Yes
River
Yes

Water Fea. Amenities

Channel
Yes
No Wake
Yes
Public Access 1 Mile or Less
Yes
View
Yes

Lot Description

Level
Yes
Sidewalk
Yes

Street Type

Paved
Yes

Util Avail at Street

Cable Available
Yes
Electricity Available
Yes

Utilities Attached

Cable Connected
Yes
High Speed Internet
Yes
Natural Gas Connected
Yes

Sewer

Public Sewer
Yes

Water

Public
Yes

Terms Available

Cash
Yes
Conventional
Yes

Mineral Rights

No
Yes

Association Info.

Approx. Assoc Fee
795
Assoc. Buy in Fee
No
Assoc. Fee Payable
Monthly
Association Phone
Call agent

Laundry Features

In Hall
Yes
In Unit
Yes
Upper Level
Yes

Assoc. Amenities

Clubhouse
Yes
Pets Allowed
Yes
Pool
Yes
Storage
Yes

Exterior Material

Stucco
Yes

Assoc. Fee Incl.

Lawn/Yard Care
Yes
Snow Removal
Yes
Trash
Yes

Roofing

Metal
Yes
Rubber
Yes

Parking Features

Detached
Yes
Garage Door Opener
Yes

Heat Source

Electric
Yes
Natural Gas
Yes

Sale Conditions

None
Yes

Heat Type

Forced Air
Yes

Air Conditioning

Central Air
Yes

Lower Rooms

Lower Finished SQFT
0
Total Lower SQFT
0

Driveway

Paved
Yes

Substructure

Other
Yes

Windows

Insulated Windows
Yes

Pool

In Ground
Yes

Kitchen Features

Eating Area
Yes
Pantry
Yes

Additional Items

Ceiling Fan(s)
Yes
Whirlpool Tub
Yes
Window Treatments
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Oven
Yes
Refrigerator
Yes
Trash Compactor
Yes
Washer
Yes

Exterior Features

Balcony
Yes

Flooring

Ceramic Tile
Yes

Security Features

Fire Alarm
Yes
Gated Community
Yes
Security System
Yes
Smoke Detector(s)
Yes

Architectural Style

Traditional
Yes

Possession

Close Of Escrow
Yes

Property Features

Water Type: Channel; River Laundry Features: In Hall; In Unit; Upper Level Exterior Material: Stucco Roofing: Metal; Rubber Windows: Insulated Windows Substructure: Other Lot Description: Level; Sidewalk Sewer: Public Sewer Water: Public Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected Util Avail at Street: Cable Available; Electricity Available Kitchen Features: Eating Area; Pantry Additional Items: Ceiling Fan(s); Whirlpool Tub; Window Treatments Appliances: Dishwasher; Dryer; Oven; Refrigerator; Trash Compactor; Washer Heat Source: Electric; Natural Gas Heat Type: Forced Air Air Conditioning: Central Air Exterior Features: Balcony Flooring: Ceramic Tile Security Features: Fire Alarm; Gated Community; Security System; Smoke Detector(s) Pool: In Ground Parking Features: Detached; Garage Door Opener Architectural Style: Traditional Driveway: Paved Street Type: Paved Mineral Rights: No Terms Available: Cash; Conventional Possession: Close Of Escrow Sale Conditions: None
Listing Office: Green Towne Coastal Realty
Listing Agent: Madyson Green
IDX
Last Updated: March - 22 - 2026
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