309 Spruce Street, Bay City, MI 48706

New Listing
$44,900
Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,098 Lot Size (sq. ft.): 3,485 Status: Active
Current Price: $44,900 List Date: 4/28/2026 Last Modified: 4/28/2026

Overview

Description

Great opportunity for investors looking to add value. This traditional ranch home offers approximately 1,280 sq ft with 3 bedrooms and 1 full bath. The property features a full basement and sits on a city lot with paved access and public utilities including water and sewer. Solid structure with classic layout and strong potential for renovation, rental income, or resale. Convenient location within Bay City with easy access to major roads, schools, and local amenities.

Listing Details MLS# 26018478

Location Property Info

County
Bay
Street #
309
Street Name
Spruce
Suffix
Street
State
MI
Zip Code
48706
Zip (4)
3884

General Property Info

New Construction
No
Lot Measurement
Acres
Lot Acres
0.08
Lot Square Footage
3485
Lot Dimensions
33x100
Year Built
1900
Road Frontage
33
Garage Y/N
No
Fireplace
No
Income Property
No
Total Rooms AG
5
Total Fin SqFt All Levels
1098
SqFt Above Grade
1098
Building Total SqFt
1098
Total Beds Above Grade
3
Total Bedrooms
3
Full Baths
Yes
Total Baths
Yes
Main Level Primary
Yes
Stories
Yes
School District
Bay City
Elementary School
McKinley Elementary School
Middle School
Handy Middle School
High School
Bay City Central High School
Association YN
No
Waterfront
No
Total Fireplaces
0
Basement
Yes
Below Grade Finished SqFt
0
Below Grade Unfinished SqFt
0

Tax Info

Tax ID #
09-160-016-308-015-00
Taxable Value
12780
SEV
41050
For Tax Year
2025
Seller's Annual Property Tax
210.92
Tax Year
2025
Homestead %
100
Spec Assessment & Type
36750

Remarks Misc

Directions
From US-10, take exit for N Johnson St, head north, turn east on Spruce St to property.

Waterfront Options

Water Access Y/N
No

More Information

Access Feat

Accessibility Features
No

Upper Rooms

Total Baths Above Grade
Yes

Main Rooms

Main Bedrooms
3
Main Full Baths
Yes
Main Level SQFT
640

Basement Rooms

Total Basement SQFT
640
Basement Finished SQFT
0

Location & Property Info

Cross Streets
N Johnson St & N Farragut St
Property Sub-Type
Single Family Residence
Municipality
Bay City

Office/Contract Info

Auction or For Sale
For Sale
List Price/SqFt
40.89

Remarks & Misc

Public Remarks
Great opportunity for investors looking to add value. This traditional ranch home offers approximately 1,280 sq ft with 3 bedrooms and 1 full bath. The property features a full basement and sits on a city lot with paved access and public utilities including water and sewer. Solid structure with classic layout and strong potential for renovation, rental income, or resale. Convenient location within Bay City with easy access to major roads, schools, and local amenities.
Legal
W 2/3 OF LOT 6 BLK 4 WEBSTERS 2ND ADD TO W BC

Lot Description

Level
Yes

Sewer

Public Sewer
Yes

Water

Public
Yes

Terms Available

Cash
Yes

Laundry Features

Electric Dryer Hookup
Yes
In Basement
Yes
Laundry Room
Yes
Washer Hookup
Yes

Exterior Material

Vinyl Siding
Yes

Roofing

Asphalt
Yes
Shingle
Yes

Heat Source

Natural Gas
Yes

Sale Conditions

None
Yes

Heat Type

Forced Air
Yes

Lower Rooms

Lower Finished SQFT
0
Total Lower SQFT
0

Driveway

Paved
Yes

Substructure

Crawl Space
Yes

Architectural Style

Traditional
Yes

Possession

Close Of Escrow
Yes

Property Features

Laundry Features: Electric Dryer Hookup; In Basement; Laundry Room; Washer Hookup Exterior Material: Vinyl Siding Roofing: Asphalt; Shingle Substructure: Crawl Space Lot Description: Level Sewer: Public Sewer Water: Public Heat Source: Natural Gas Heat Type: Forced Air Architectural Style: Traditional Driveway: Paved Terms Available: Cash Possession: Close Of Escrow Sale Conditions: None

Room Information

Room NameLengthWidthLevel
Kitchen14.1013.60Main
Living Room23.908.50Main
Primary Bedroom13.1015.90Main
Bedroom 29.4013.60Main
Bedroom 39.7010.10Main
IDX
Listing Office: RE/MAX Harbor Country @ New Buffalo
Listing Agent: David Whitehead
Source MLS Verified
Last Updated: April - 28 - 2026
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.